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Croatia money 2021: all about the currency

Croatia is a member of the European Union, but has not yet adopted the euro as its currency. Payments in Croatia are made with the kuna, which has been the official means of payment since 1994. One kuna is equal to 100 lipa. The abbreviation HRK is entered in the international currency code. In Croatia, the abbreviation kn is used in pricing.

Often, however, there are also awards in euros. Croatia money: According to the law, payments and settlements are always made in kuna. The prices depend on the current exchange rate. The name comes from the medieval use of marten skins for trade and the payment of taxes in the Croatian provinces of Slavonia and the coastal region (today Kvarner and Istria). The Croatian currency Kuna was first mentioned on the island of Cres in the small town of Osor in 1018 as a means of payment for the Croatians. A small memorial in the form of a marten or weasel still reminds of this today (Wikipedia).

Croatia money: the banknotes

The following notes are currently in circulation in Croatia:

Caution is advised because there are also invalid banknotes

A complete list of invalid banknotes is available (here). If you get one you have to exchange it at the Croatian National Bank. There is no deadline for this. But of course it is very time-consuming.

Croatia money: the coins

The following coins are currently in circulation in Croatia:

Croatia money: the special coins

As in almost every country, there are also some special coins in Croatia. You can find an overview here). It is of course always possible that such a coin ends up in your wallet. This is rather unusual, but definitely a reason to be happy about the memento.

Credit cards and ATM

In many areas, common credit cards such as VISA or Master are accepted as a means of payment. This applies to petrol stations, restaurants, hotels or shops. This also often works with the EC card. Withdrawing cash works by machine in most banks. Find out from your local bank whether you will pay a commission for it and how much it can be. For example, if you have your account with the Unicredit Group, use the ATMs from Zagrebacka Banka, which is part of the Unicredit Group.

Some banks in Croatia: Zagrebacka Banka (Unicredit Group), PBZ, Reiffeisen Bank, Erste Bank, Sberbank, Addiko Bank, etc. You can exchange cash in exchange offices, post offices (Hrvatska Posta) or banks. Many insiders recommend swapping in Croatia to benefit from the current price. It is advisable not to change a large amount on arrival on site, but to first inquire about the exchange rate and change smaller amounts if necessary, because each exchange office still retains its own commission. Switching from euros to kuna is also possible at home in your local bank before departure.

Tips for paying by card

At ATMs, but also paying by card, the display shows two options: billing in kuna or euros. Here we can only recommend that you choose the “Kuna” option! In fact, with this option you get the ideal exchange rate on the card statement. If you choose euros, however, you can lose more than one kuna per euro.

If the terminal shows the selection “Kuna” or “Euro”, you should always select Kuna. If you follow this rule you get the ideal exchange rate.

Kuna on the stock exchange in real time

Currency converter

Information: Money in Croatia

As of May 2021

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